?
Still paying merchant fees?

Say Goodbye to Credit Card Fees.

Eliminate Merchant Processing Fees for Good with Pilothouse Payments' XFEE Program Program! Get started today, and saving on every transaction.

XFEE program

How it works

Goodbye Fees

All the processing fees will be incorporated into the sale, and a small fee is passed on to the cardholder.

Happy Customers

Your customers are rewarded with a 4% discount on their purchase when they pay with cash instead of credit cards.

More Profit

You, the business owner, get 100% of the sale and at the end of the month, your processing fees will be ZERO!

Free Signage

We provide you with Point-Of-Sale pricing and discount signage that clearly spells out the process to customers.
how this impacts your business

The Benefits on the XFEE Program

Benefit #1

Increased Profit

Increase your profit margins by 3% to 4% when no longer need to pay fees to accept credit cards. And there are absolutely zero hidden fees.

Next Day Funding
Zero Credit Card Processing Fees
No Hidden Fees
Benefit #2

Next Generation Hardware

Drive sales with a frictionless checkout wherever and however your customers want to pay. Next-generation payment terminals, POS systems, invoicing and ecommerce integrations.

Benefit #3

5-Star Support

You'll love our U.S. based customer support team.

24/7 phone support
Business hours text support
Features

All the pain of traditional merchant accounts have been eliminated.

Get Started
No Monthly Fees
Imagine receiving your monthly merchant account statement and seeing $0 next to total fees paid? You will with this program.
No Batch Fees
Why should you be charged for closing out at the end of the business day? Batch out as much as you like, it doesn't cost a dime.
No Swipe Fees
This is a considerable cost for most merchants. With Pilothouse, you will never be charged to swipe a card again.
No Interchange Fees
We pay the interchange fees for you. Interchange typically makes up 90% of processing fees. With Pilothouse, you pay nothing.
No Fee Increases
Your rate is zero, and it will never increase with the Pilothouse XFEE Program. You'll never have to haggle over rates ever again.
Next Day Funding
Put your hard earned money to work faster. With a 11pm eastern cutoff time have your money the next business day.
Customer REVIEW

Cannot recommend Pilothouse Payments enough!

“I found Pilothouse Payments and their XFEE Program about a year ago. It's such a relief as a small business owner to now longer pay those fees. I was paying well over 3.5% in fees before, and those fees added up to large number every month! Now I pay nothing.
Linda James
Sylvia's
Customer Story

Highly recommended!

“ We'll do the work of saving for them each month.When you know your bills are covered, you can focus on the fun parts of having money “
Joe Fisher
Product Manager @ Nike

Do You Qualify?

Time in business

You have been in business at least 1 year.

Monthly Revenue

Gross monthly revenue of at least $20,000.

Business Type

Not in a prohibited industry.

Business Location

We work with businesses in all 50 U.S. States*

How to qualify to work with Capitalized

Do you qualify?

Time in business

You have been in business at least 1 year.

Monthly Revenue

Gross monthly revenue of at least $20,000.

Business Type

Not in a prohibited industry.

Business Location

We work with businesses in all 50 U.S. States.

Stop Paying Credit Card Processing Fees.

Make this month the last month you pay to accept credit card payments for your business. Pilothouse Payments makes it easy.

Wave goodbye to merchant fees!

Give us a call:

Monday–Friday 9am–6pm ET